cash on hand ["k?? ?? nh?m]

音標：/k???n h?m/

基本翻譯：手頭現金

速記技巧：cash（現金）+ on（在…上）+ hand（手）

使用場景：描述當前手頭上有一定金額的現金。

cash on hand這個詞的詞源可以追溯到英語單詞“cash”，意為現金或現款。而“on hand”則表示在手邊或附近的。這個詞組結合在一起，表示手頭的現金。

變化形式：cash在用作名詞時，可以有復數形式“cash”，表示大量的現金。

相關單詞：

1. cashier - 銀行出納員，負責處理現金事務的人。

2. payroll - 工資單，包含公司員工工資的清單。

3. currency - 貨幣，通常指流通中的貨幣。

4. deposit - 存款，通常指存入銀行或其他金融機構的現金。

5. revenue - 收入，通常指政府或公司的收入，包括稅收和銷售收入等。

6. banknote - 鈔票，一種紙幣，通常用于交易或存儲現金。

7. wallet - 錢包，用于存放現金、信用卡和其他個人物品的小型皮夾子。

8. cashiering - 解雇或開除，因為這個詞組源自于銀行出納員被解雇的情況。

9. cash flow - 現金流量，描述公司在特定時間段內現金流入和流出的狀況。

10. cash register - 現金出納機，一種用于處理零售交易的電子設備。

常用短語：

1. cash in hand

2. cash on delivery

3. cash basis accounting

4. cash flow forecast

5. cash equivalent

6. cash collateral

7. cash reserve

例句：

1. We need to keep a cash reserve for unexpected expenses.

2. We prefer to pay by cash on delivery as it is safer and more convenient.

3. The company"s cash basis accounting system ensures transparency and accuracy.

4. The cash flow forecast indicates that we will have a positive balance at the end of the year.

5. The property is offered for sale with cash equivalent guarantees.

6. The bank requires us to provide cash collateral against the loan.

7. We need to set aside a portion of our profits as a cash reserve for future emergencies.

英文小作文：

Title: The Importance of Cash Reserves

Cash reserves are crucial for any business, as they provide a buffer against unexpected expenses or emergencies. When times are tough, having a cash reserve can help businesses stay afloat and avoid bankruptcy.

Cash reserves can be set aside in various ways, such as by keeping a certain amount of cash on hand, or by depositing excess profits in a savings account or other safe investment vehicle. These reserves can be used to cover unexpected expenses, such as repairs or equipment replacements, or to provide a cushion during periods of low sales or revenue.

In addition to safeguarding against unexpected expenses, cash reserves can also be used to fund future growth and expansion. By setting aside a portion of profits as a reserve, businesses can plan for future opportunities and capitalize on market trends without having to raise additional funds through debt or equity issuance.

Finally, cash reserves can help businesses maintain a healthy balance sheet and credit rating, which can be crucial for accessing further financing or attracting new investors. Therefore, it is essential for businesses to maintain a sufficient cash reserve to ensure their long-term success and growth.