amortization的音標是[??m??ra??ze??n]，意思是分期償還。

速記技巧：可以將這個單詞拆分記憶，其中“amort”可以諧音化為“按摸”，可以聯想到按摸財產，從而記住這個單詞。

Amortization這個詞源自法語，意為“分期償還”。其詞源“amortir”意為“使減弱，使消失”。

變化形式：復數形式為“amortizations”，過去式為“amortized”，現在分詞為“amortizing”。

相關單詞：

1. Mortgage Amortization - 抵押貸款分期償還。

2. Amortization Schedule - 分期償還計劃表。

3. Amortization Loan - 分期償還貸款。

4. Amortization Calculator - 分期償還計算器。

5. Amortization Analysis - 分期償還分析。

6. Amortization Period - 分期償還期。

7. Amortization Note - 分期償還說明。

8. Amortization Method - 分期償還方法。

9. Amortization Schedule - 資產折舊分期償還表。

10. Amortization Loan Calculator - 分期償還貸款計算器。

這些單詞都與分期償還有關，用于描述貸款或資產的還款方式。

常用短語：

1. amortization period 分期償還期

2. amortization schedule 分期償還表

3. amortization payment 分期償還金額

4. amortization of debt 債務分期償還

5. amortization of capital 資本分期償還

6. amortization of interest 利息分期償還

7. amortization of principal 本金分期償還

雙語例句：

1. The loan agreement specifies a 10-year amortization period for the repayment of the loan.

貸款協議規定貸款的還款期限為10年，采用分期償還的方式。

2. The amortization schedule shows that the monthly repayment amount will increase gradually over time.

分期償還表顯示，隨著時間的推移，每月還款金額將逐漸增加。

3. The amortization of debt is a crucial factor in ensuring the long-term viability of a business.

債務分期償還是一個確保企業長期盈利的關鍵因素。

英文小作文：

Amortization of Loan

When taking out a loan, it is essential to consider the amortization schedule carefully. This schedule outlines how much money will be paid back in each installment over a certain period of time. By understanding the schedule, borrowers can plan their finances effectively and avoid any unexpected financial difficulties.

For example, if a person takes out a loan for a new car, the amortization schedule will show how much they will be paying back each month for a certain period of time. This information can help them to budget properly and avoid overextending themselves financially. Additionally, understanding the schedule can help borrowers to avoid being taken advantage of by high interest rates or hidden fees.

In conclusion, amortization is an essential aspect of any loan agreement and should be carefully considered by borrowers. Understanding the schedule and its implications can help to ensure that borrowers make informed decisions about their finances and avoid any unnecessary financial difficulties.